Cafeteria Perks and also Your Workforce

http://daltonjkle488.angelfire.com/index.blog/1622954/lunch-counter-rewards-together-with-your-workforce/

Workers pay for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; meaning that any kind of funds leftover at the end of the year can not be " surrendered,"